Suggs Insurance Agency
Insurance Agency Serving Cary, NC
Cary clients get big-city convenience with small-town care - a responsive team, clear guidance, and coverage options from multiple carriers.
Cary Coverage With Personal, Modern Service
Cary is one of North Carolina's fastest-growing communities, and many households here want coverage that keeps up with busy schedules and higher-value assets. Suggs Insurance Agency is based in Sanford, and we proudly serve Cary, Apex, Morrisville, and Holly Springs with flexible support by phone, email, and text. Whether you're insuring a newer home, multiple vehicles, or combining personal and business needs, we make the process efficient and easy to understand. You don't have to rely on call centers or online-only providers to get strong coverage - you can work with a real local agent who takes the time to get it right.
Trusted Coverage Across the Triangle
John Smith
John Smith
What We Offer Locally in Lillington
We help Cary homeowners protect their property, valuables, and liability with coverage that fits HOA requirements, rebuild costs, and modern home features.
For multi-car households and daily commuters, we compare coverage and discounts to help you save without sacrificing protection.
For clients who want extra peace of mind, umbrella policies can add an additional layer of liability protection above home and auto coverage.
Whether you're planning for family security or long-term goals, we help Cary clients compare term and permanent life insurance options.
Need help comparing under-65 plans or enrollment timing? Our team offers clear guidance and bilingual support.
Cary professionals and entrepreneurs can get commercial coverage tailored to operations, property, and liability needs.
Cary Protection Built for Modern Lifestyles
Why Choose Us
Why Cary Families and Businesses Work With Us
Independent Shopping for Better Options
We compare multiple carriers to help you find coverage that fits your priorities - price, protection, and policy features.
Fast Communication, Real Relationships
Cary clients appreciate quick answers by phone, email, or text - and the comfort of working with a team that remembers your situation.
Bundling and Organization Made Easy
We help you bundle home and auto, add umbrella protection, and keep policies coordinated so nothing falls through the cracks.
Support That Doesn't End After the Sale
From policy changes to claim guidance, you have a local office ready to help - not a hotline.
Ready for Better Insurance in Cary?
Request a free quote or insurance review and see how our independent agency can protect your Cary lifestyle with clear guidance and personalized service. Join other Triangle-area clients who've discovered the Suggs difference.
Accreditations & Awards
Recognized for Excellence in Client Service
Opportunity Insurance Agency is honored to be recognized for our commitment to serving clients with clarity, integrity, and personal attention. Our achievements include being named a Top Medicare Advantage Services Provider for 2024 by ElderCare Review, celebrating CEO Brian Kingsolver’s appointment as Regional 4 Chair for the NABIP Professional Development Council for 2025–2026, and earning the Elite Circle of Champions 2025 designation for helping 100–499 individuals and families enroll in qualified health coverage. These honors reflect our ongoing dedication to delivering exceptional service and trusted insurance solutions across the country.
Your Questions, Answered Honestly
Real Answers From Real People
Do you only work with certain insurance companies?
No. As an independent agency, we’re not tied to any one carrier. That means we shop multiple options and recommend what’s actually best for you—not what’s best for them. This independence lets us focus on your needs instead of meeting a sales quota.
Can you help if I’m turning 65 and new to Medicare?
Yes. Medicare is complex, but we break it down step by step. We’ll help you understand your options for Original Medicare, Medicare Advantage, and Part D plans, and explain how to avoid penalties. Whether you want to keep your current doctors or need extra benefits, we’ll guide you every step of the way.
Do I have to pay for your services?
No. Our services are free to you because we’re compensated by insurance carriers when you enroll. But our commitment is to you—not them. We don’t push products; we focus on helping you make the right decision.
Can small businesses offer health insurance affordably?
Yes, and it’s often more doable than you think. We help business owners design benefits packages that balance cost and coverage, whether you’re a team of five or fifty. Offering group health doesn’t have to break your budget—we’ll show you smart options that work.
Do you work with clients outside your state?
Absolutely. We serve clients nationwide with virtual meetings and secure tools, so you get the same level of personal service no matter where you are.