Suggs Insurance Agency

Insurance Agency Serving Fayetteville, NC

From military families to lifelong Cumberland County residents, we're here with straightforward coverage and dependable support.

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Fayetteville Coverage With Military-Friendly Support

Fayetteville is a unique community - home to Fort Liberty families, veterans, and neighbors who keep Cumberland County moving. Suggs Insurance Agency is based in Sanford, but we proudly serve Fayetteville with the same relationship-first service our local clients love. Whether you're new to North Carolina, relocating, or simply looking for an agent who explains things clearly, we help you build coverage that fits your life. And you don't have to drive to Sanford - most Fayetteville policy service can be handled by phone, email, and text.

Help When It Matters Most

Five black stars in a row.
Suggs Insurance Agency helped me find the perfect Medicare plan that fits my needs. Their team is knowledgeable and genuinely cares about their clients.
John Smith
2 weeks ago
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Five black stars in a row.
Suggs Insurance Agency helped me find the perfect Medicare plan that fits my needs. Their team is knowledgeable and genuinely cares about their clients.
John Smith
2 weeks ago
Man with gray hair and beard smiles, wearing a gray polo shirt, against a blurred background.

Insurance Services for Fayetteville & Fort Liberty

From daily commutes on Bragg Blvd to PCS moves and new-to-NC drivers, we help you meet NC requirements and keep your vehicle protected.

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Renting near base or around Skibo Road, Hope Mills, or Spring Lake? Renters insurance can be very affordable and provides big protection for belongings and liability.

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For Fayetteville homeowners and growing families, we customize coverage for your home, valuables, and liability - with local guidance you can trust.

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We help military families and civilians compare term, whole life, and final expense options - including coverage that can supplement existing benefits.

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Protect your local business with coverage that fits your operations, property, and liability needs.

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Own a motorcycle for weekend rides or a boat for lake days? We can insure your "toys" right alongside your everyday policies.

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Serving Cumberland County With Care and Clarity

Why Choose Us

Why Fayetteville Clients Work With Us

A Local Agent You Can Actually Reach

When you call, you're not routed through a national hotline. You get a team that knows your coverage and helps you make smart decisions.

Independent Choices for Better Fit

We're licensed in North Carolina and appointed with multiple carriers - giving you more options than a single-brand agency.

Remote-Friendly, Busy-Life Convenient

We're located about an hour away, but distance isn't a barrier. We support Fayetteville clients through phone, email, and text - and we're always happy to schedule time for more detailed reviews.

Support Through Claims and Changes

If you ever need help with a claim or policy update, we're here to walk you through the process step by step.

Fayetteville, We've Got Your Six on Insurance

Get a free quote or policy review and see how a nearby independent agency can protect you with service that feels personal. Contact Suggs Insurance Agency today - we're already helping your Fayetteville neighbors.

Accreditations & Awards

Recognized for Excellence in Client Service

Opportunity Insurance Agency is honored to be recognized for our commitment to serving clients with clarity, integrity, and personal attention. Our achievements include being named a Top Medicare Advantage Services Provider for 2024 by ElderCare Review, celebrating CEO Brian Kingsolver’s appointment as Regional 4 Chair for the NABIP Professional Development Council for 2025–2026, and earning the Elite Circle of Champions 2025 designation for helping 100–499 individuals and families enroll in qualified health coverage. These honors reflect our ongoing dedication to delivering exceptional service and trusted insurance solutions across the country.

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Your Questions, Answered Honestly

Real Answers From Real People


  • Do you only work with certain insurance companies?

    No. As an independent agency, we’re not tied to any one carrier. That means we shop multiple options and recommend what’s actually best for you—not what’s best for them. This independence lets us focus on your needs instead of meeting a sales quota.

  • Can you help if I’m turning 65 and new to Medicare?

    Yes. Medicare is complex, but we break it down step by step. We’ll help you understand your options for Original Medicare, Medicare Advantage, and Part D plans, and explain how to avoid penalties. Whether you want to keep your current doctors or need extra benefits, we’ll guide you every step of the way.

  • Do I have to pay for your services?

    No. Our services are free to you because we’re compensated by insurance carriers when you enroll. But our commitment is to you—not them. We don’t push products; we focus on helping you make the right decision.

  • Can small businesses offer health insurance affordably?

    Yes, and it’s often more doable than you think. We help business owners design benefits packages that balance cost and coverage, whether you’re a team of five or fifty. Offering group health doesn’t have to break your budget—we’ll show you smart options that work.

  • Do you work with clients outside your state?

    Absolutely. We serve clients nationwide with virtual meetings and secure tools, so you get the same level of personal service no matter where you are.